State Guide · Missouri

Moving to Missouri: Best Places to Live for Conservative Families

Sell where you are. Buy in Missouri. The hard part of a move to Missouri is not finding the house. It is running two transactions in two markets on one timeline. That is exactly what we do: a vetted listing agent where you are, a vetted buyer's agent in Missouri, coordinated as one move. Our partner agents pay us a referral fee, so our referral service comes at no additional cost to you, and your agent represents you under their own separate agreement.

Sell here
Your state
Buy there
Missouri

One team on both ends. Timing, proceeds, movers, lenders, and community introductions when you land.

0%
Capital gains tax, first in America
~$260K
Median home price
4.7%
Top income tax, falling
$0
Tax on Social Security
Why Missouri

Why families are moving to Missouri

Missouri quietly became one of the most tax-competitive states in the country, and it pairs that with the lowest home prices of any state in our network. Our clients' reasons are remarkably consistent: value, heartland values, and room to breathe.

Value

Your equity goes furthest here

A statewide median around $260,000, roughly $150,000 under the national median. For movers from high-cost states, the equity swing can mean a paid-off house and money left over.

Taxes

First to zero out capital gains

Missouri became the first state in America to fully exempt capital gains from individual income tax. If you are selling investments, a business, or property as part of your move, no state treats you better.

Community

Heartland values that hold

Constitutional carry, strong homeschool freedom, and county after county of faith-first, small-town Missouri where your beliefs are the norm rather than the exception.

The Money

What your budget actually buys.

The statewide median sits near $260,000 and varies by region: small towns and farm country in the $100s and $200s, Springfield and the Ozarks in the $200s to $300s, and the premium suburbs of St. Charles County above that.

Income

Low, and getting lower

A top rate of 4.7% with cuts written into law, zero state tax on capital gains, Social Security never taxed at 62 and older, and military retirement pay fully exempt.

Property

Below the national average

Effective rates run around 0.9% statewide, and with the lowest home prices in our network, the actual dollars are among the smallest bills our clients pay anywhere.

Legacy

Nothing owed at the end

No state estate tax and no inheritance tax. What you build in Missouri passes to the next generation without the state taking a cut.

The honest part: the cities tax paychecks

St. Louis and Kansas City proper both levy a 1% city earnings tax on people who live or work there, both lean left, and combined sales taxes across the state average over 8%. The fix is the one our clients use anyway: land in the right county. St. Charles, Platte, Greene, and Christian counties deliver the metro jobs and amenities without the city hall. Your agent knows exactly where those lines run.

Where Clients Land

Six regions our movers choose most.

Missouri is not one market. Each region has its own price point, pace, and personality. Your agent helps you find the fit.

1

St. Charles County & the west metro

O'Fallon, Wentzville, and St. Peters: one of the most conservative fast-growth counties in the Midwest, with top schools and St. Louis jobs across the river.

2

Springfield & the Ozarks

Nixa, Ozark, and Republic in the buckle of the Bible Belt: booming, affordable, family-first, and surrounded by Ozark hills and spring-fed rivers.

3

Branson & Table Rock Lake

Lake living, live music, and a retiree magnet where the entertainment capital of the Ozarks meets some of the clearest water in the Midwest.

4

The Northland & Platte County

Liberty, Kearney, and Platte City north of the river: the conservative side of the Kansas City metro, with strong schools and new construction, outside the city earnings tax.

5

Lake of the Ozarks

Osage Beach, Camdenton, and 1,100 miles of shoreline. Second homes that become first homes, with boating, golf, and no big-city anything.

6

Farm & acreage country

Mid-Missouri and the small-town counties where genuine farms, hunting ground, and homesteads still trade at prices most of America forgot were possible. A specialty of our Missouri team.

Best Places to Live

The 10 best places to live in Missouri.

The best places to live in Missouri stretch from the Kansas City and St. Louis growth rings to the Ozarks, with a cost of living that lets a family breathe. These are the ten our clients choose most.

1

Lee's Summit, Kansas City metro

A perennial best-places winner: top schools, a real downtown, and the strong side of the KC metro.

2

O'Fallon, St. Charles County

The St. Louis metro's conservative growth engine: new neighborhoods, strong schools, and county government that minds its budget.

3

Wentzville, St. Charles County

Missouri's fastest-growing city: new construction at prices coastal families read twice.

4

St. Charles, the riverfront

Cobblestone Main Street on the Missouri River, with the metro's jobs and none of the city's politics.

5

Nixa & Ozark, Christian County

The Springfield metro's family side, in one of the most conservative fast-growth counties in the Midwest.

6

Springfield, the Queen City

The Ozarks' hub: healthcare and university jobs, a revitalized downtown, and Bass Pro's hometown outdoors culture.

7

Branson, Taney County

Faith, family, and live music: a retirement and small-business favorite on Table Rock Lake.

8

Joplin, Jasper County

Four-state crossroads value: low costs, strong work ethic, and a rebuilt, resilient community.

9

Jefferson City, Cole County

The capital on the bluffs: stable government jobs, historic neighborhoods, and small-city calm.

10

Cape Girardeau, the southeast

River-town charm with a university and regional healthcare economy, at some of the lowest prices on this list.

Missouri pairs Midwest prices with steadily falling income taxes. Curious how the state votes? Read our breakdown: Is Missouri a red state?

Life in Missouri

Rivers, lakes, and towns that still feel like towns.

The affordability gets families to look at Missouri. The way of life is why they stay.

Outdoors

The Ozarks out the door

Float trips on spring-fed rivers, Table Rock and Lake of the Ozarks, world-class whitetail and turkey hunting, and state parks in every direction. Four honest seasons.

Culture

Heartland through and through

Friday night lights, county fairs, Cardinals and Chiefs loyalty that borders on religion, and small-town squares where people still know your name.

Schools

Choice and homeschool freedom

Missouri's MOScholars program gives families options, homeschooling here is among the freest in the nation, and suburban districts in St. Charles and Christian counties rank with the state's best. Your agent knows which zones feed which schools.

How Your Move Works

Most brokerages hand you off. We stay on both ends.

Step 1

Both sides, one team

We manage the sale of your current home and the purchase of your Missouri home together, coordinated on a single timeline. Already have a listing agent you trust? Keep them, and we handle the Missouri side.

Step 2

Agents who share your values

Every agent in our network is vetted, not only for production, but for the principles you are moving toward. Our Missouri team includes genuine farm and acreage expertise, not just suburbs.

Step 3

Free to you

You pay nothing for the match. Our agents pay us a referral fee only when your move succeeds. Lender introductions, discounted movers, and community connections come with it.

Questions

Moving to Missouri, answered.

How much will I really save by moving to Missouri?

It depends on where you are coming from. Home prices roughly $150,000 under the national median, a falling income tax, zero tax on capital gains, and full exemptions for Social Security and military retirement typically add up to some of the largest total savings in our network. Our free tax savings calculator → gives you a personalized estimate in about a minute.

Is it true Missouri has no capital gains tax?

Yes. Missouri became the first state in America to fully exempt individual capital gains from state income tax. If your move involves selling investments, a business, or appreciated property, Missouri lets you keep what other states would take.

Should I sell first or buy first?

It depends on your equity, financing, and timeline. Because our agents work both ends of your move together, you can plan the sequence deliberately instead of gambling on timing.

Can I keep my current agent for the sale?

Yes. Many clients keep a trusted local agent for the sale and use Conservative Move for the Missouri purchase. Use as much or as little of the service as you need.

What does Conservative Move cost?

You never receive a bill from us. Our partner agents pay us a referral fee only when your move succeeds, at no additional cost to you, so our incentive is a successful move, not a fast one.

See how Missouri ranks in our guide to the most Republican states in America.

Start Your Missouri Move

Your next community is waiting.

Tell us where you are and where you want to be. We match you with a vetted Missouri agent, usually within one business day.

Get matched with a Missouri agent 800-277-5487

Curious how Missouri votes? Read our guide: Is Missouri a red state?

Ready to take the first step? Get started moving to Missouri here.